About Our Bank
Taliparamba Co-Op. Urban Bank Ltd
Since 1996 Secure.
Taliparamba Co-Operative Urban Bank Ltd was incorporated on 24/04/1996 and commenced operations on 28/04/1996. The bank functions under the license and supervision of the Reserve Bank of India, delivering reliable banking solutions to individuals, businesses, and communities. With a strong presence in Taliparamba and surrounding regions, the bank is committed to financial inclusion, secure transactions, and customer-centric services.
# All deposits with the Bank—including savings, fixed, current, and recurring deposits—are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC), subject to the applicable terms and limits.
Our Mission :
- Achieve excellence in customer service and to establish a high quality customer centric service driven co operative Bank in our area.
- To provide modern, affordable, and ethical banking solutions to members and customers.
- To promote thrift, self-help, and co-operation among members.
- To leverage digital technologies for efficient, transparent, and secure banking operations
- To build a strong, skilled, and motivated workforce aligned with co-operative values.
- To achieve annual business growth of 12-15% through balanced expansion in deposits and advances.
- To Maintain Capital Adequacy Ratio (CAR) above regulatory norms.
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Expert Financial Guidance
for Your Future
Gold loan is sanctioned by accepting the gold ornaments of the customer as pledge. Gold loans are often used for short term household requirements, business purposes etc
Financial Planning Assistance
Loan & Savings Advisory
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Our Team Member
Meet The Team Membar
M. K. Raghavan
Founder Chairman
M. K. Raghavan is a distinguished Indian political leader and public servant with decades of experience in governance, policy advocacy, and institutional leadership.
RAMAKRISHNAN K
Chairman
Focused on innovation, trust, and member-centric financial services.
MATHEW PJ
Vice Chairman
Ensuring transparent governance and efficient banking operations.
MANOJ P B
Professional Director
Committed to strengthening community banking and sustainable growth.
Our Faq Us
Get This Asked Answers
Common Questions
When Can I Open a Savings Account?
You can open a savings account with us anytime with minimum documentation. Our team ensures the process is quick, secure, and hassle-free.
What Services Does a Co-op Urban Bank Provide?
We offer a wide range of services including savings and current accounts, fixed deposits, personal and business loans, financial advisory, and digital banking facilities to help manage your money efficiently.
Who Can Become a Member of the Bank?
Membership is open to residents of the local community, including individuals, small businesses, and cooperative groups, fostering a shared growth approach.
How Do I Apply for a Loan?
Our loan application process is simple: submit the required documents, meet eligibility criteria, and our advisors will guide you step-by-step to ensure timely approval.
What are the fund transfer options ?
IMPS - Immediate Payment Service : You can transfer funds 24x7 and instantly. RTGS/NEFT - Any amounts within Banking Hours. Internal Transfer- Transfer with in our bank accounts 24x7 .
*Benificiary adding is required for all the fund transfers.
faq's
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How We Work
Grow Your Wealth with Our Co-op. Urban Bank
Anytime Banking
Enjoy seamless access to your accounts anytime, anywhere. Manage savings, deposits, and payments at your convenience.
Appointments & Consultations
Schedule meetings with our financial advisors to plan your investments and loans efficiently.
Member-Centric Solutions
We tailor banking solutions to your needs—personal loans, co-op benefits, and growth plans for every member.
Financial Wellness
Access programs and support to secure your financial health and future prosperity.
Grow your finances - book a consultation with our co-op. banking experts!
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